“Financial Pocketknife®” is a metaphoric term used to conceptually describe the features and benefits of Indexed Universal Life Insurance; however, it is not an actual product or a specific strategy.  The purpose of the Financial Pocketknife analogy is to act as a tool in educating the public on a complicated financial concept.  Before making any decisions on the suitability of such a product for your personal circumstances, you should consult a financial advisor and other professionals, including but not limited to, your tax and legal professionals. 

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